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© 2016 New Horizons CU. Standard credit qualifications and other terms and conditions apply. Loans subject to credit approval. Call (800) 824-3610 for details on fees, rates, and terms. For an NMLS list visit Licenses. New Horizons Credit Union is an Equal Housing Lender and is federally insured by the NCUA. APR = Annual Percentage Rate.

 

Our mortgage home loan specialists will work closely with you to determine which mortgage option best suits your needs
 
Fixed Rate 15 Year Term
Fixed Rate 20 Year Term
5/1 Adjustable Rate First Mortgage
7/1 Adjustable Rate First Mortgage
10/1 Adjustable Rate First Mortgage
Undeveloped Property- 10 Year Fixed

Fixed Rate 15 Year Term
First Mortgage - Fixed Rate up to 80% of Value for up to 15 years

Term: 15 years   Maximum Amount: $417,000
RatesAPRPoints
3.275%3.327%0%

Fixed Rate 20 Year Term
First Mortgage - Fixed Rate up to 80% of Value for up to 20 years

Term: 20 years   Maximum Amount: $417,000
RatesAPRPoints
3.902%3.936%0%

5/1 Adjustable Rate First Mortgage
up to 80% of Value for up to 30 years

Term: 30 years   Maximum Amount: $417,000
RatesAPRPoints
3.803%3.827%0%

7/1 Adjustable Rate First Mortgage
up to 80% of Value for up to 30 years

Term: 30 years   Maximum Amount: $417,000
RatesAPRPoints
3.929%3.953%0%

10/1 Adjustable Rate First Mortgage
up to 80% of Value for up to 30 years

Term: 30 years   Maximum Amount: $417,000
RatesAPRPoints
3.996%4.02%0%

Undeveloped Property- 10 Year Fixed
Fixed Rate up to 75% of Value for up to 120 Months

Term: 10 years   Maximum Amount: $417,000
RatesAPRPoints
5.75%5.791%0%



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.